LONG TERM CARE- is A variety of services that help people with health or personal needs and activities of daily living over a period of time.
Long-term care can be in the home, or in various types of facilities, including nursing homes and assisted living facilities.
Payment options for care :
1. Long Term Care Insurance
Long Term Care Insurance is the best security you can have to maintain the cost of "AGING"
Aging Gracefully In Home Care is a Long Term Care Insurance Provider.
We are licensed to provide Long term care insurance services to individuals who have a policy to remain at home. Every policy is individualized and when you sat down with your agent you made certain choices.
You may have chosen certain options for care, like nursing home or in home care.
You were also probably given a choice of how much you wanted to insure per day as well as cost of living increases. You may have even capped off your benefits to a certain time period or certain amount of money. All insurance policies are different.
If you need assistance understanding your long term care policy we will assist you free of charge.
2. Private pay
3. Medicare
Medicare is like Health Insurance it covers Medical Needs.
Medicare Coverage of Home Health Care
1. Who is eligible to get Medicare-covered home
health care?
If you have Medicare, you can use your home health care benefits if you meet all the following conditions.
1. Your doctor must decide that you need medical care at home, and
make a plan for your care at home.
2. You must need at least one of the following: intermittent skilled nursing care, or physical therapy, or speech-language therapy, or
continue to need occupational therapy.
3. The home health agency caring for you must be approved by the
Medicare program (Medicare-certified).
4. You must be homebound.
What doesn't Medicare cover for home health care?
Medicare doesn't pay for
24-hour-a-day care at home;meals delivered to your home;
homemaker services like shopping, cleaning, and laundry; and
personal care given by home health aides like bathing, dressing, and using the bathroom, incontinent care, any type on hourly continued care.
4. Medicaid offers a CBA program which provides homemakers services based on clients resources or lack of resources.
U.S. Department of
Health and Human Services
Centers for Medicare & Medicaid Services
7500 Security Boulevard
Baltimore, Maryland 21244-1850
1-800-MEDICARE
http://www.hhs.gov/
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The information listed on this site has been taken from http://www.hhs.gov/.
HOWEVER IT IS VERY IMPORTANT THAT YOU CONTACT MEDICARE OR YOUR PRIVATE INSURANCE COMPANY BEFORE DETERMINING BENEFITS.
AGING GRACEFULLY, AGING GRACEFULLY NETWORK LLC, SENIOR CARE DALLAS AND SENIORCAREDALLAS.COM DOES NOT PROCLAIM BY ANY MEANS THAT THIS IS THE FULL INFORMATION AND/ OR THAT THE ABOVE INFORMATION Applies TO YOU
WE HAVE ONLY PROVIDED THIS INFORMATION TO SIMPLIFY A VERY Complicated SUBJECT. THAT IS WHY IT IS Imperative THAT YOU DO NOT RELY ON THIS Information PARTIALLY OR Solely, IT IS YOUR RESPONSIBILITY TO CONTACT YOUR PROVIDER TO VERIFY BENEFITS
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A sweet grandmother telephoned St. Joseph 's Hospital. She timidly asked,
"Is it possible to speak to someone who can tell me how a patient is doing?"
The operator said,
"I'll be glad to help, dear. What's the name and room number of the patient?"
The grandmother in her weak, tremulous voice said, "Norma Findlay, Room 302."
The operator replied,
"Let me put you on hold while I check with the nurse's station for that room."
After a few minutes, the operator returned to the phone and said,
"I have good news. Her nurse just told me that Norma is doing well. Her blood pressure is fine; her blood work just came back normal and her Physician, Dr. Cohen, has scheduled her to be discharged tomorrow."
The grandmother said,
"Thank you. That's wonderful. I was so worried. God bless you for the good news."
The operator replied,
"You're more than welcome. Is Norma your daughter?"
The grandmother said,
"No, I'm Norma Findlay in Room 302. No one tells me a damn thing!"
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